A Non-VBV (Verified by Visa) card is a credit or debit card that does not require the user to enter a one-time password (OTP) or any other form of two-factor authentication when making online purchases. This makes Non-VBV cards easier to use than VBV cards, but it also makes them less secure.
There are a number of ways to get a free Non-VBV card. One option is to apply for a prepaid card. Prepaid cards are typically not linked to a bank account, so they do not require the user to undergo a credit check. Another option is to apply for a secured credit card. Secured credit cards are backed by a deposit, which reduces the risk to the lender and makes it more likely that the applicant will be approved. Finally, some credit unions and banks offer Non-VBV credit cards to their customers.