A high-deductible well being plan (HDHP) is a sort of medical health insurance plan that has a decrease month-to-month premium however the next deductible. Because of this you’ll have to pay extra out-of-pocket for medical bills earlier than your insurance coverage protection kicks in. The deductible for an HDHP is often increased than the deductible for a standard medical health insurance plan.
The IRS units the utmost deductible limits for HDHPs annually. For 2025, the utmost deductible restrict for an HDHP is $1,500 for a person and $3,000 for a household.
